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BMW Financing and Lease Rates: 2025 Models Overview in Canada
If you’re planning to purchase a brand new BMW in Canada, understanding your financial options is essential. BMW offers flexible financing and lease plans across all 2025 models, allowing buyers to tailor their payments to suit their budget. Whether you prefer biweekly finance or monthly lease payments, knowing your options upfront can make your car-buying experience smooth and stress-free.
BMW Lease Rates for 2025 Models
BMW’s lease programs offer short- and long-term options, typically over 24 or 48 months, with low APR rates for qualified buyers. Here’s a snapshot of what you can expect for popular 2025 BMW models in Canada:
Series
Model
Base MSRP
24-mo Lease
48-mo Lease
Lease APR
60-mo Finance (Biweekly)
Finance APR
84-mo Finance (Biweekly)
Finance APR
2 Series
230i xDrive Coupe
$49,900
$1,139.16
$844.34
4.99%
$485.88
6.99%
$370.31
6.99%
3 Series
330i xDrive Sedan
$58,400
$1,081.04
$791.43
1.99%
$563.55
6.99%
$429.50
6.99%
4 Series
430i xDrive Coupe
$58,700
$1,134.56
$819.35
1.99%
$566.29
6.99%
$431.59
6.99%
5 Series
530i xDrive Sedan
$71,200
$1,443.51
$1,050.60
3.99%
$680.50
6.99%
$518.64
6.99%
7 Series
750e xDrive Sedan
$142,800
$3,959.29
$2,547.44
2.49%
$1,418.90
6.99%
$1,081.41
6.99%
8 Series
M850i xDrive Gran Coupe
$122,500
$3,277.55
$2,158.13
3.49%
$1,196.32
6.99%
$911.77
6.99%
i4
i4 eDrive35 Gran Coupé
$54,990
$1,243.80
$916.33
4.49%
$459.59
0.99%
$337.34
1.49%
i5
i5 xDrive40
$83,700
$1,712.43
$1,230.67
2.49%
$766.61
5.49%
$586.25
5.99%
i7
i7 xDrive60
$151,800
$4,217.46
$2,672.63
1.49%
$1,463.92
5.49%
$1,119.51
5.99%
iX
iX xDrive40
$82,000
$1,795.51
$1,312.38
3.49%
$672.63
0.99%
$493.71
1.49%
M
M2 Coupe
$79,400
$1,445.37
$1,164.79
4.99%
$755.42
6.99%
$575.74
6.99%
X1
X1 xDrive28i
$48,300
$926.19
$687.95
3.99%
$460.12
5.99%
$347.65
5.99%
X2
X2 xDrive28i
$50,400
$973.56
$743.61
3.99%
$490.45
6.99%
$373.80
6.99%
X3
X3 30 xDrive
$59,700
$1,100.80
$875.09
5.99%
$548.40
4.99%
$424.49
5.99%
X4
X4 xDrive30i
$60,800
$1,324.25
$1,024.17
6.49%
$585.47
6.99%
$446.22
6.99%
X5
X5 xDrive40i
$88,300
$1,756.61
$1,303.19
3.99%
$797.44
4.99%
$617.26
5.99%
X6
X6 xDrive40i
$94,300
$2,097.53
$1,557.27
5.49%
$891.56
6.99%
$679.50
6.99%
X7
X7 xDrive40i
$113,500
$2,430.17
$1,807.06
2.99%
$1,097.65
6.99%
$836.57
6.99%
XM
XM
$220,000
$5,749.05
$4,130.53
5.49%
$2,244.07
6.99%
$1,710.30
6.99%
Z
Z4 sDrive30i Roadster
$69,000
$1,619.09
$1,142.86
5.99%
$660.40
6.99%
$503.32
6.99%
These rates provide a clear overview for buyers comparing different models and lease terms. Longer-term leases may reduce monthly payments, while shorter-term leases provide more flexibility for upgrading sooner.
BMW Financing Options
For those interested in purchasing a BMW rather than leasing, biweekly financing is available over 60 or 84 months. Biweekly payments allow buyers to pay off their vehicles faster compared to monthly installments, reducing interest over the term. Example finance plans include:
- 2 Series 230i xDrive Coupe: $485/biweekly (60 months), $370/biweekly (84 months), APR 6.99%
- iX xDrive40: $672/biweekly (60 months), $494/biweekly (84 months), APR 1.49%
- XM: $2,244/biweekly (60 months), $1,710/biweekly (84 months), APR 6.99%
Why Compare Lease vs Financing
- Lease: Lower monthly payments, shorter commitment, perfect for drivers who like to upgrade every few years.
- Finance: Build ownership over time, flexible terms, and freedom from mileage limits.
Your Decision to Make
BMW Canada provides competitive financing and lease options for every model, from the sporty 2 Series to the luxurious XM and i7. By reviewing lease rates and financing plans side by side, you can make an informed decision that aligns with your financial goals.
Source: https://www.bmw.ca/en/ssl/SpecialOffers.html